Easily
obtain a hassle-free
loan of up to
RM500,000
Who is eligible to apply?
Malaysian citizens
18+
(IC required).
Cash income
not
accepted
Blacklisted individuals are
welcome
to apply
Minimum salary
RM2000
(below RM2000 will be rejected)
Why choose us？
As an Amanah Capital client, you will enjoy a loan experience that is both simple and rewarding, enabling you to save and spend more wisely.
Various Plan Options
Our experts will find the best solutions and customize the right loan plans for you.
Authentic and Secure
No upfront payments. No hidden fees. Clear terms.
Blacklisted / CCRIS Accepted
Loans available for all CCRIS and blacklisted individuals.
Large loan amounts
Loan amounts ranging from RM1,000 to RM500,000.
No need for a guarantor
No guarantor needed for hassle-free loans.
90% approved rate
High loan approval rate up to 90% with complete documentation.
About us:
Welcome to TXT solution! As a licensed lending institution approved by KPKT in Malaysia, our goal is to help you secure loans at the lowest rates, tailored to your specific needs. Count on us for trustworthy, sincere, and continuous service. Explore the best loan plans in Malaysia designed just for you. If you’re unsure where to begin, contact us right away!
Our Loan Plans
With TXT solution, we’re here to support your personal and business loan needs around the clock.
Personal Loan
Apply for personal loans for any need—education fees, home repairs, wedding preparations, credit card payments, and more. Our personal loan services are tailored to meet your specific requirements.
Business Loan
This product is tailored for companies, businesses, and entrepreneurs. We offer higher loan amounts and customizable terms to help you achieve your business goals. Our commitment is to provide loan solutions that meet your specific business needs.
Business Loan
This product is tailored for companies, businesses, and entrepreneurs. We offer higher loan amounts and customizable terms to help you achieve your business goals. Our commitment is to provide loan solutions that meet your specific business needs.
Eligibility
- Individuals aged 21 to 58 years old*
- Malaysian citizens
- Minimum gross monthly income of RM2,000
- Employed for more than 3 consecutive months
- For self-employed individuals, the business has been active for more than 6 months
- *Maximum age of 60 years upon loan maturity.
Documents
- Valid SSM registration for at least 6 months
- Business Bank Statements for the past 3 months
- 1x Copy of IC
- Malaysian Citizen
- 3 months’ salary slips
- 3 months’ bank statements
- 1x copy of IC
- Malaysian Citizen
Fees & Charges
- No charges for processing, stamp, or lawyer fees.
- Late payment fee: Yes
- Early settlement fee: Discount available
Payment Terms
Minimum payment period: 3 months.
Maximum repayment
period: 240 months.
*Payment period can be
negotiated.
Maximum Annual Percentage Rate (APR) is
3 – 6%
For more information on current rates, please contact us.
No
hidden costs or fees.
We offer free advisory services and eligibility checks to support you.
Explore a variety of loan plans to find the one that best suits your needs.
Office address:
B-3-28, Block Bougainvillea, PJU 6A, Lebuhraya Sprint,10 Boulevard, 47400 Petaling Jaya, Selangor
